Build your policy in two clicks.
Tell us how you run and what you haul. We will show the coverages a policy like yours usually needs.
Everything a trucking operation needs
Primary auto liability
The coverage your operating authority requires, including FMCSA filings.
Motor truck cargo
Protects the freight you haul, with limits that meet broker and shipper contracts.
Physical damage
Collision and comprehensive for your tractors and trailers.
Non-trucking liability
Bobtail coverage for owner-operators leased to a motor carrier.
General liability
Covers your business premises and operations off the road.
Trailer interchange
For trailers you pull under an interchange agreement.
Occupational accident
Protection for owner-operators who are not covered by workers' comp.
Workers' compensation
Coverage for employed drivers and staff, where required.
Umbrella and excess
Higher limits on top of your primary liability.
Built around your operation
Owner-operators
Under your own authority or leased on. We help you meet the carrier's insurance requirements without paying for coverage you do not need.
Growing fleets
As you add trucks and drivers, we keep your coverage and filings in step and look at program options once you reach 10 units.
Established fleets
Fleet pricing, the Prometheus Insurance Program and mid-term comparisons so you are not stuck with a bad renewal.
New authorities
First-time policies and filings for new motor carriers, explained in plain language.
The Prometheus Insurance Program
A full package for qualifying fleets: insurance shopped by Untouchable Insurance, plus the Prometheus telematics and safety tools that show underwriters how well your fleet runs.
- Insurance compared across carriers by a licensed agent
- ELD and telematics data that documents your safety record
- Savings of up to 30% for fleets that qualify [basis to confirm]
- Review at renewal or mid-term, whichever comes first
Final eligibility and pricing depend on underwriting.
You do not have to wait for renewal
If your premium jumped or your carrier is hard to work with, we can compare options in the middle of your policy term and tell you honestly whether switching makes sense.
- We review your current policy and declarations page
- We quote comparable coverage with other carriers
- We show you the cost of switching, including any short-rate fees
- You decide. Nothing changes without your OK
Trucking insurance FAQ
What do you need to quote my trucks?
Your DOT number, the number of power units and drivers, what you haul, where you operate and your current policy's declarations page if you have one.
How early should I start before renewal?
Ideally 60 to 120 days before your renewal date. That gives us time to compare carriers without rushing.
What is the Prometheus Insurance Program?
A package for fleets with 10 or more power units and at least 2 years in business that combines insurance shopped by Untouchable Insurance with Prometheus telematics and safety tools.
Which states do you cover?
Colorado, Florida, Georgia, Illinois, Michigan, North Carolina, Ohio, Pennsylvania and Texas.
Do I need telematics to get a quote?
No. Any trucking business in our states can get a quote. Telematics only matter for the Prometheus Insurance Program.
Ready to compare your trucking coverage?
Send your DOT number and renewal month and we will start shopping.